KSBCDC Schemes

 

Apart from the schemes of the National Corporations, KSBCDC is implementing other welfare schemes also for Minority and Other Backward Communities utilizing its own fund.

1 Marriage Assistance Scheme
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 6%
  • Repayment period - 60 months
  • Age limit - 18 – 60
  • Annual income – Up to Rs 3,00,000
2 Suvarnashree (Multi-purpose loan)
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate – 8.5%
  • Repayment period - 72 months
  • Age limit - 18 – 55
  • Annual income – Up to Rs. 3,00,000
3 Working Capital Loan
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 8%
  • Repayment period - 72 months
  • Age limit - 18 – 55
  • Annual income – Up to Rs. 3,00,000
4 Business Development Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate – up to 2 lakhs 8.5%; 2 lakhs to 5 lakhs 9%
  • Repayment period – up to 2 lakhs 36 months; 2 lakhs to 5 lakhs – 60 months
  • Age limit - 18 – 60
  • Annual income – Up to Rs. 8,00,000
5 Business Development Loan (Credit Line -2)
  • Maximum loan amount - Rs. 30 Lakhs
  • Interest rate – up to 15 lakhs 9.5%; above 15 lakhs 10%
  • Repayment period – up to 5 lakhs 36 months; above 5 lakhs – 60 months
  • Age limit - 18 – 60
  • Annual income - Above Rs. 8,00,000
6 Vidhyashree Loan
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 6%
  • Repayment period - 60 months
  • Age limit - 16 – 32
  • Annual income – Up to Rs. 3,00,000
7 Vehicle Loans
  • Maximum loan amount - Rs. 8 Lakhs
  • Interest rate - 8%
  • Repayment period – up to 3 lakhs: 60 months; Above 3 lakhs: 72 months
  • Age limit - 18 – 60
  • Annual income – Rs.3,00,000 to Rs.8,00,000
8 Vehicle Loans (Credit Line -2) (For Govt Employees)
  • Maximum loan amount - Rs. 15 Lakhs
  • Interest rate - 9%
  • Repayment period - up to 3 lakhs: 60 months; Above 3 lakhs: 72 months
  • Age limit - 18 – 60
  • Annual income - Above Rs. 8,00,000
9 Swastha Griha (House Maintenance) Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 9%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 15,00,000
10 Personal Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 9.5%
  • Repayment period – up to 3 lakhs: 60 months; above 3 lakhs: 72 months
  • Age limit - 18 – 60
  • Annual income - Rs. 3,00,000 to Rs.8,00,000
11 Personal Loan (Credit Line - 2) (For Govt Employees)
  • Maximum loan amount - Rs. 10 Lakhs
  • Interest rate - 11%
  • Repayment period – up to 3 lakhs: 60 months; above 3 lakhs: 72 months
  • Age limit - 18 – 60
  • Annual income – Above Rs. 8,00,000
12 Ente Veedu - Housing Scheme
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 6.5%
  • Repayment period - 120 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 1,20,000
13 Ente Veedu - Housing Scheme (Credit Line - 2)
  • Maximum loan amount - Rs. 10 Lakhs
  • Interest rate - 7%
  • Repayment period - 180 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
14 Punarjani Self Employment Scheme (For Widows)
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 7%
  • Repayment period – Up to 2 lakhs: 60 months; Above 2 lakhs: 72 months
  • Age limit - 18 – 60
  • Annual income – Up to Rs. 2,50,000
  • Subsidy: 20% of the loan amount subject to a maximum of Rs. 1,00,000/-
15 Green Wheel Self Employment Scheme (For Electric/CNG Vehicles)
  • Maximum loan amount - Rs. 8 Lakhs
  • Interest rate - 7%
  • Repayment period – Up to 2 lakhs: 60 months; 2 lakhs to 5 lakhs: 72 months; Above 5 lakhs: 84 months
  • Age limit - 18 – 60
  • Annual income – Up to Rs. 2,50,000
  • Subsidy: 20% of the loan amount subject to a maximum of Rs. 1,00,000/-
16 Foreign Education Loan Scheme
  • Maximum loan amount - Rs. 50 Lakhs
  • Interest rate - 9% for girls, 9.5% for boys
  • Repayment period – Up to 25 lakhs: 60 months; Above 25 lakhs: 120 months
  • Age limit – 16 – 32
  • Annual income – Above Rs. 12,00,000

 

Contact Us

KSBCDC
Registered Office
II Floor, T.C. No:27/588 (7) & (8)
Pattoor, Vanchiyoor P.O.
Thiruvananthapuram - 695 035
Ph: 0471 2577539, 0471 2577540
E mail : ksbcdc@gmail.com