NBCFDC Schemes

1	Self-Employment Scheme	Maximum loan amount - Rs. 15 Lakhs Interest rate – up to 1.25 lakhs: 6%; Above 1.25 lakhs: 8% Repayment period: Up to 1.25 lakhs - 48 months 1.25 lakhs to 2 lakhs - 60 months 2 lakhs to 5 lakhs - 72 months Above 5 lakhs - 84 months Age limit - 18 – 55 Annual income – Up to Rs. 3,00,000
2	Education Loan	Maximum loan amount - Rs. 15 Lakhs Interest rate – 8% Repayment period - 60 months Age limit – 16-32 Annual income – Up to Rs. 3,00,000
3	Microfinance Scheme (Through CDS/NGO)	Maximum loan amount to CDS/NGO - Rs. 3 Crores Rate of Interest to CDS/NGO - 5% Rate of Interest to beneficiaries of SHGs – 6% Repayment period - 36 months Annual income – Up to Rs. 3,00,000